UPI

4 stories tagged UPI on Learning Fanatic.

How Paytm lost its bank and rebuilt a profitable business Paytm lost its payments bank to an RBI order in 2024, then went from a Rs 840 crore quarterly loss to a Rs 225 crore profit. What changed, and what is fragile.
UPI MDR Explained: Why the Merchant Fee Is on Hold and What Happens Next UPI MDR of 0.4% on payments above Rs 2,000 is postponed past Diwali. Here is who pays, who is exempt, and what is still undecided.
UPI MDR Explained: The New 0.4% Merchant Fee and What Changes for Shops and Fintechs UPI MDR of 0.4% applies from 15 Oct 2026 on merchant payments above ₹2,000. Who pays, what is exempt, and what fintechs must change.
UPI MDR Deferred Until After Diwali: What Merchants and Fintechs Should Know NPCI has deferred the UPI MDR rollout planned for 15 October until after Diwali. Here is what was proposed, who pays, and what to watch next.