credit risk

9 stories tagged credit risk on Learning Fanatic.

Shriram Finance profit jumps 59% but credit costs stay high Shriram Finance's Q2 FY27 profit rose 59% to Rs 3,677 crore, but gross NPAs stayed 4.65% and the shares fell as brokerages flagged asset quality.
Kissht Q2 profit doubles to Rs 125 crore on 45% revenue growth Digital lender Kissht posted Rs 125 crore profit and Rs 732 crore operating revenue for July-September 2026; loan-loss provisions rose only 9%.
NBFC Funding Divide: Why Fitch Sees a "K-Shaped" Market for Large and Small Lenders Fitch says large NBFCs are stronger than in 2019 but funding is K-shaped. Here is why smaller NBFCs pay more and what risk teams should watch.
NBFC Bank Borrowings Are Rising Again: What the RBI's October Bulletin Tells Lenders NBFC bank borrowings are creeping up as credit grows fast. Here is what the RBI's October 2026 bulletin says and why lenders should care.
NBFC Credit Growth Hits 15.8% as Gold Loans Surge 69%: A Credit-Risk View NBFC credit growth reached 15.8% in August 2026 as gold loans jumped 69%. What the RBI data and a CIBIL report say, and the risks to watch.
NBFC Bank Borrowings Rise: What RBI's October Bulletin Says About Funding Risk RBI's October Bulletin shows NBFC bank borrowings rising as loans grew 24%. Here is what it means for funding, gold loans and systemic risk.
RBI's First Rate Hike Since 2023: What Higher Funding Costs Mean for NBFCs RBI raised the repo rate to 5.50% and turned to "calibrated tightening." How that squeezes NBFC margins, and why asset quality is the next test.
AI's Debt Problem: What the CoreWeave Selloff Teaches Credit-Risk Teams CoreWeave's bonds yielded near 15% as investors questioned AI debt. A plain-language look at leverage, refinancing risk and lessons for lenders.
Gold Loans Are Booming, but Q2 Results Show Early Stress at Shriram and Bajaj Finance Shriram Finance and Bajaj Finance flagged rising gold loan stress in Q2 FY27 even as profits jumped. Here is what the numbers say and what to watch.